Accidents of any kind whether at road, at workplace or at your home can be painful and may have a devastating effect on personal finances or income security. We often hear of people dying in an accident at a young age leaving his family behind with lesser income security and loads of future responsibilities. Although … Read more
Two wheeler vehicles are considered in Indian homes just like another family member. It provides us ease and convenience to travel freely and cherish the city rides. For youngsters, their bikes and scooters are much more than a vehicle, it relates to their style and personality and considered to be their best friends without which … Read more
Rejection of a travel insurance claim can burn the savings of an individual on account of burgeoning medical costs in most foreign countries. Hassles in the claim settlement can lead to a panic situation when you are travelling to an unknown country thousands of miles away from your home. Most of us rightly opt for … Read more
Rapidly increasing medical treatment expenses is a major concern unexpectedly shattering the budget of the needy. Though hospitalisation expenses gets covered under regular mediclaim policies, expenses required for OPD treatments & consultations are also adding burden to the insurance customers. OPD expenses gets triggered in the mediclaim policies only in few instances like before & … Read more
“Portability” is a facility provided to a health insurance policyholder, which allows policy holder to choose a better service provider by transferring the credit gained for pre-existing conditions and time bound exclusions, from one insurer to another or from one plan to another plan of the same insurance company. Only similar health policies can be … Read more
Tobacco in any form is harmful to human body. Its consumption in various forms like, cigarette, chewing tobacco, snuff, cigar etc. is considered adverse in all health insurance policies. It is considered more adverse in life insurance policies, critical illness and disease specific products especially Cancer Policy & other indemnity & benefit policies offered by … Read more
You would always like to be worry free when you are enjoying trip abroad. But at times, unforeseen events may be challenging & can put you in huge financial losses in the international territory. It can put you in financial stress as you need to take care of expenses in foreign currency. As a matter … Read more
Buying health insurance is must, but one should be clear about the selection of plans & types of policies. Individual & family floaters are two types of health insurance plans available in market. Family floater policy covers family mostly proposer (self), spouse, dependent children and dependent parents, under single sum insured, where the amount floats … Read more
It is important to plan one’s finances properly. By proper tax planning, one not only reduces the tax liability but also end up saving towards the various goals one has set at different life stages. Health insurance policies, popularly called as Mediclaim policies can help you save tax as per Section 80D of the Income … Read more
Those are the months of monsoon when owners of their dream cars are constantly worried about damages on waterlogged streets. Vehicles are considered to be highly susceptible towards damages in the Monsoon season. Damages to the vehicle in a monsoon can be caused by many reasons like, by a road accident due to the bad … Read more