Tobacco consumption impact on the cost of insurance coverages

www.insuranceliterature.in tobacco impact on insurance

Tobacco in any form is harmful to human body. Its consumption in various forms like, cigarette, chewing tobacco, snuff, cigar etc. is considered adverse in all health insurance policies. It is considered more adverse in life insurance policies, critical illness and disease specific products especially Cancer Policy & other indemnity & benefit policies offered by … Read more

Selecting type of plan in health insurance – Family floater Or Individual

www.insuranceliterature.in health insurance indvidual or floater

Buying health insurance is must, but one should be clear about the selection of plans & types of policies. Individual & family floaters are two types of health insurance plans available in market. Family floater policy covers family mostly proposer (self), spouse, dependent children and dependent parents, under single sum insured, where the amount floats … Read more

Couples delayed raising families should opt for health insurance coverage

www.insuranceliterature.in Maternity insurance

Young generation is waiting longer to have children while they pursue career & higher education. Social and cultural shift has turned youngsters to delay raising families unaware of associated risk with maternity. Birth outcomes are associated with the age of the mother. Older mothers are at high risk for miscarriage, birth anomalies, birth defects and … Read more